Addition of Electronic Mail Transfer
EMT's allows for the transaction to take place with just a bank account and a security question.
The sender creates a donation along with a security question and answer.
The notification is transferred via e-mail to the receiver.
The question and answer are held at the server where confirmation of the transaction can modify the collection stats.
The high side is that there are no transaction fees for EMT's in most cases where as PayPal always takes a % of the transaction.